The information on or through this site is provided for general informational purposes only and should not be relied on as a substitute for specific advice about laws, regulations, taxes, finances, immigration or travel. For specific advice, contact a licensed attorney, financial advisor or other professional. We disclaim all liability and responsibility arising from any reliance placed on this site. We do not warrant the accuracy or usefulness of this information. This site may contain links to other sites and information provided by third parties for your convenience. We do not endorse nor make any guarantees with respect to these sites, their accessibility, the information they contain or the way they treat any information you provide to them.

How do international remittances, or cross-border money transfers, help promote financial inclusion? Improve your financial literacy by learning about budgeting and saving, personal finance.    

Learn how to send money using Ria Money Transfer, new services we offer, our omnichannel services, tips for sending money and the expansion of our network.    

Learn how international migration trends affect remittances and the impact remittances have on the individuals and communities around the world who receive them.     

Videos that feature Ria customers explaining in their own words how their experience of migration has impacted themselves, their families and their communities.     

Learn about different cultures around the world, how people celebrate, what it is like to live abroad and great travel destinations.     

What's new in cross-border payments, tech and finance? Learn about new payments methods like mobile wallets, the importance of the omnichannel experience and workplace trends.

What is Ria doing for the community? What does CSR, corporate social responsibility, mean? What's new in sponsorships at Ria?    

The Ria Blog

We use our own and third-party cookies to analyze our services and to show you advertising related to your preferences based on your browsing habits. Learn more by reading our 

We use first and third-party cookies to help us understand how you interact with the site by collecting and reporting information, such as the number of visitors or clicks. They do not allow us to collect your activity data beyond our site.

🍪 Cookies give you a personalized  experience

We use our own and third-party cookies to analyze our services and to show you advertising related to your preferences based on your browsing habits. Learn more by reading our

These cookies are essential to the basic functioning of our website. They turn on functions like page navigation, authentication, and access to secure areas.

<div class="elementor-element elementor-element-2453ef7 elementor-widget elementor-widget-text-editor" data-id="2453ef7" data-element_type="widget" data-widget_type="text-editor.default">
				<div class="elementor-widget-container">
								<div class="elementor-text-editor elementor-clearfix">
				<p>&#8220;I must go through all this to change the lives of my family for the better.” It’s fair to say Siti Juwita is a woman with drive. Today, we bring you the story of one of Malaysia’s most dedicated and determined migrants.</p>
<p><span style="font-size: 15px;">We met Siti in the heart of Kuala Lumpur handing out flyers. As a promoter, Siti knows that the more sales she facilitates, the more money she can send home to support her family.</span><br></p>
<p><span style="font-size: 15px;"><b>Few know Kuala Lumpur’s streets better than Siti</b>. Though she has lived in Malaysia for 30 years, home for Siti continues to be Pematangsiantar, a small city in Indonesia that survives on its strong industrial base and where incomes are considerably lower than those in Kuala Lumpur. Siti points out that, “the economic instability [of Indonesia] makes life hard.” Since her arrival in Malaysia in 1992, hundreds of thousands of Indonesians have followed in Siti’s footsteps.</span><br></p>
<p><span style="font-size: 15px;">Siti’s home city has a powerful motto: ”Work together to achieve a noble goal.” Everything that Siti does embodies those words. <b>She hopes that her hard work will allow her son to keep studying and eventually improve the family’s fortune</b>.</span><br></p>
<p><span style="font-size: 15px;">It is not only her son that Siti thinks about. She explains, “the most difficult thing was to leave my parents behind.” But, she says, this is something that she must do, “for the good of my child’s education.” Like many, Siti is part of the sandwich generation: middle-aged adults that find themselves supporting both their parents and their children.</span><br></p>
<p><span style="font-size: 15px;">Where does she find the strength to keep going after 30 years? Siti reveals that her inspiration comes from regularly calling her family. These calls motivate her to continue to work hard on their behalf.</span><br></p>
<p><span style="font-size: 15px;">Siti’s ultimate goal is to return home to Indonesia, but for now, she will continue to work in Kuala Lumpur in order to provide for her family.</span><br></p>
<p><span style="font-size: 15px;"><b>Stories like Siti’s remind us just how much the ability to send money across borders quickly, efficiently, and cheaply means to Ria’s customers</b>. We strive to provide them with the best service possible, so that migrants like Siti have the support they need to turn their dreams into reality. Find more stories about Ria customers all over the world in our series, “<a href="https://www.riamoneytransfer.com/en/blog/world-we-share">The World We Share</a>.&#8221;</span><br></p>					</div>
						</div>
				</div><iframe width="600" height="350" src="https://www.youtube.com/embed/lqIFjdDQyZw">
        </iframe><div class="elementor-element elementor-element-f9f2697 elementor-widget elementor-widget-text-editor" data-id="f9f2697" data-element_type="widget" data-widget_type="text-editor.default">
				<div class="elementor-widget-container">
								<div class="elementor-text-editor elementor-clearfix">
				<p><span style="color: rgb(0, 0, 0); font-family: -apple-system, BlinkMacSystemFont, &quot;Segoe UI&quot;, Roboto, Oxygen-Sans, Ubuntu, Cantarell, &quot;Helvetica Neue&quot;, sans-serif; font-size: 13px; letter-spacing: normal; white-space-collapse: preserve; background-color: rgb(255, 255, 255);">For more info:&nbsp;</span><a href="mailto:comms@riamoneytransfer.com" target="_blank" rel="noreferrer noopener" style="color: rgb(34, 113, 177); transition-duration: 0s; transition-timing-function: ease; transition-property: none; outline: 0px; font-family: -apple-system, BlinkMacSystemFont, &quot;Segoe UI&quot;, Roboto, Oxygen-Sans, Ubuntu, Cantarell, &quot;Helvetica Neue&quot;, sans-serif; font-size: 13px; letter-spacing: normal; white-space-collapse: preserve; background-color: rgb(255, 255, 255);">comms@riamoneytransfer.com</a><br></p>					</div>
						</div>
				</div>

A close-up of a woman wearing a dark-colored hijab and red lipstick. Text overlaying the image reads, "THE WORLD WE SHARE." The background is slightly blurred, drawing focus to the woman's face and the text.

The World We Share: Meet Siti Juwita

About the author

Matthew Breakell

Related posts

The World We Share: Meet Helen and Jaime

The World We Share: Meet Miguel

The World We Share: Meet William

The World We Share: Meet Nancy