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If you want to send money to Guatemala, know that you have several options for safely doing so. The method that you choose depends on several factors, including:

• Your location

• Payout method

Here's a quick breakdown of the most popular options for sending a money transfer to Guatemala.

• Traditional money transfer agents: Third-party money transfer agents typically provide quick turnaround for international transfers. However, be prepared to pay potentially steep fees and receive a less-than-stellar currency exchange rate when you use one of these services.

• International bank transfer: Initiate a transfer of funds from your checking or savings account to your recipient's checking or savings account in Guatemala. You'll need to know your recipient's IBAN (international bank account number) and their bank's SWIFT (Society for World Interbank Financial Telecommunication) code. Keep in mind that for this option to work, both you and your recipient in Guatemala must have bank accounts. In addition, bank transfers typically take several business days to process.

• International money order: Money orders are like paper checks you prepay for at post offices, banks, or even retail stores and then mail to your recipient. While this is a pretty easy option, there are some significant drawbacks. For one, it's possible that your money order could get lost in the mail. For another, your money order could take a long time to reach its destination. After all, they don't call it "snail mail" for nothing! If you choose to send a money order using an expedited service, remember that these services can be expensive, especially for international mail.

• Ria: If you need your money transfer to arrive in Guatemala quickly and safely, Ria's online money transfer service is a great option. We make it easy to send money to Guatemala and more than 165 other countries. Depending on your funding and payout method, your Ria money transfer could arrive in as little as 15 minutes. Plus, Ria lets you know exactly how many Guatemalan quetzales your recipient will get upfront. We never charge any sneaky hidden fees, and we pride ourselves on our great currency exchange rates.

If you decide to send your money transfer to Guatemala through Ria, you can fund the transfer using a linked bank account, credit or debit card, or cash (depending on your location). And you can either arrange for your recipient to pick up cash at a convenient location near them, or the money can be directly deposited in their checking or savings account.

It can take anywhere from a few minutes to five business days to send money to an overseas location — including Guatemala. However, how long it takes depends on several factors, such as:

1. Transaction type

4. Whether Ria requires additional information for security purposes

5. When you initiate the transfer

Some currencies or transfer methods are only available during local business hours. If you set up a Guatemala remittance outside of typical business hours, on a holiday, or on the weekend, you could experience delays.

If you’re looking for the fastest way to send money to Guatemala, you may want to use a debit or credit card for your transaction. These methods may incur additional fees, so be aware of that. However, they also typically finalize the same day they’re completed — sometimes within minutes -meaning your recipient could have the money almost immediately.

And if time isn’t a concern, consider setting up a bank transfer instead. This option usually takes three to five business days and comes with fewer fees.

How long does it take to send money to Guatemala?

The cost of sending money to Guatemala depends on several key factors, such as:

1. The payment method you use

2. The payout method (that is, the way your intended recipient gets the money)

4. Currency exchange rates

Bank remittances are usually the cheapest option, while credit and debit card transfers can come with additional fees. This is especially true with credit card payments, as some credit card companies will charge extra. Keep in mind, though, that international money transfers usually come with certain charges — regardless of how you go about it.

As an international remittance service, Ria strives to keep our rates and fees as low as possible on money transfers to Guatemala and other countries. We do that by working with financial institutions worldwide to get you the lowest possible fees and best exchange rates. At times, we also have promo codes to cut down on some of the more unavoidable fees.

The overall transfer amount includes all fees. If you want to see the cost of sending money to Guatemala, here are your options:

1. Before you complete the transfer (but after you’ve logged into your account): You can see what it costs to send money to Guatemala via the app or website. Simply log into your account and go to “Send” or “Send Money.” Then, select your destination country, how much you want to send, your payout currency, and your payment and delivery methods.

2. Before you initiate a transfer (without logging in): You can go to Ria’s website for an estimate of what it will cost.

Both options can help prevent you from being surprised by any fees or charges associated with sending money overseas.

How much does it cost to send money to Guatemala?

We offer several ways to track your money transfer to Guatemala, but the easiest option is to use our Track a Transfer tool, which provides real-time updates of your transfer — no matter where you are.

Here’s how to use this free online feature:

1. After logging into your Ria account: Once logged in, choose “Track” (from the app) or “Track a transfer” (from the website). Then, input the transfer’s unique personal identification number (PIN) to see its status.

2. Without logging into your Ria account: If you don’t have a Ria account, you can still use the Track a Transfer feature. You’ll still need the unique PIN, however. This enables both the sender and recipient to see the transfer status at any point.

Two things are worth noting.

1. If you reside in Australia, you must also provide your birth date and recipient’s country (Guatemala) to track the transfer.

2. As the sender, you’ll also receive emailed updates regarding the transfer’s status and any major changes.

There are several ways to send money to Guatemala safely and efficiently. Which method is the best for you is a personal decision — it all comes down to how fast you need the Guatemala money transfer to arrive, how you want your friends and family to receive it, and how you want to pay.

Bank transfers: You can use your bank to transfer money to a bank in Guatemala through an international wire transfer. With this method, there’s no cash involved — you simply instruct your bank to send money to your recipient’s bank account.

To complete a wire transfer through your bank, you usually must provide your recipient’s name, address, contact information, and banking information. This includes their international bank account number (IBAN) and their bank’s SWIFT/BIC code.

There are several drawbacks to using a bank transfer to send money to Guatemala. For one, both you and your recipient need to have bank accounts at institutions that allow international transfers.

For another, they’re typically expensive. Some banks charge as much as $50 for the convenience of an international wire transfer to the sender. And a few charge a fee to the recipient as well. In addition, your bank may limit the amount of money you can send through this method.

Money transfer agents: Traditional money transfer agents allow customers to send money abroad using cash. These agents usually have offices you can visit to fund the transfer with cash. Your recipient can then visit the transfer agent’s office closest to them and receive the money as cash.

Of course, one of the main drawbacks of using this method for sending money is that your recipient must live near a transfer agent’s office. Another is the fact that these agents sometimes have complicated pricing structures, and fees and exchange rates can vary widely.

Money orders: Sending an international money order is similar to sending a check through the mail. You can buy a pre-paid money order certificate from your local post office or bank and then send it directly to your recipient via international mail. They can then redeem the certificate for cash.

There are several big disadvantages to this money-sending method, mainly that it’s expensive and slow.

Online money transfer services: Online money transfer services such as Ria make it easy to send money to Guatemala and more than 165 other countries around the globe. Ria charges no sneaky hidden fees, so your Guatemala remittance will go further.

Ria also offers great exchange rates and allows you to send money through our convenient mobile app or any of the 500,000-plus participating locations. Ria offers a quick alternative to other money-sending methods. Many transfers arrive within minutes. Send money with Ria now.

What’s the best way to send money to Guatemala?

Signing up for an account with Ria is easy. The exact steps you’ll take vary depending on your location and whether you want to use the app or website.

Create a Ria account via the app in the US or Canada:

1. Download the Ria app and tap the “Register” button.

3. Enter your email address and choose a password.

4. Agree to Ria’s Terms and Conditions.

5. Enter your full name, date of birth and phone number, then tap “Continue.”

6. Choose to subscribe to receive promotions, discounts, and other special offers or tap “Not now” to opt out.

7. Enter your mailing address and tap “Continue.”

8. Select and answer three security questions to protect your account.

Create a Ria account via the app everywhere else: 

3. Enter your phone number and verify it by entering the 6-digit code we send you.

5. Agree to Ria’s terms and conditions.

6. Enter your full name, email address, and date of birth (we may also ask for your country of birth, nationality, occupation, and ID information).

8. Choose to subscribe to receive promotions, discounts, and other special offers or tap “Not now” to opt out.

9. Enter your mailing address and tap the “Continue” button.

Create an account via the website: 

2. Click “Register” in the top right-hand corner of the screen.

5. Enter your phone number and the security code we send to your phone.

7. Enter your first and last name, date of birth, and email address.

8. Select whether you’d like to receive marketing messages from Ria.

How do I sign up for Ria so I can send money to Guatemala?

You'll need to supply different information depending on your transfer method. Here are some of the basics for sending a transfer with Ria:

• Your recipient's full name exactly as it appears on their government-issued photo ID

• The names of the city and department in Guatemala where your recipient lives

• Your payment information (i.e., credit or debit card number or bank account information)

• Payout information (i.e., cash pickup or bank deposit)

You may also need your recipient's phone number and bank information, depending on the transfer method.

What information will I need to send money to Guatemala?

If you’re in the USA or Canada, you can set up a Guatemala money transfer from the Ria app or website. Start by signing into your existing account or create a new one if you don’t have one. If you haven’t verified your phone number or set up your online profile yet, you can do that now. 

Since this is your first money transfer to Guatemala, you’ll need to add a new recipient to your account — that is, the person who will receive money in Guatemala. Adding a recipient is easy. Just provide basic information about them, such as their name, current location, and phone number. If you want to transfer money to their bank, input their bank account details as well.

Once you’ve added a recipient to your account, you can decide how much money to send them — either in your currency or theirs. At this point, you can also select the payout method. Remember, each payout method comes with its own advantages and fees.

With that done, simply choose your payment method for the Guatemala remittance. You can add a new payment method to your account on the website or the app.

Once you’ve completed that first transfer, the process becomes even easier as your recipient’s basic information is saved to your account. Ria doesn’t store your recipient’s bank account information, however, so you will need to input that again.

How do I set up my first money transfer from the USA to Guatemala?

Some money transfers go through within minutes of setting them up. However, you might have to wait a few hours or days before your transfer is complete.

That’s where tracking your transfer comes into play. You can use the Track a Transfer feature for status updates on your Guatemala remittance. You’ll just need the PIN, which you can find in your account or the confirmation email you received after scheduling the transfer. Your recipient can also use this tool.

A standard money transfer to Guatemala doesn’t take very long to complete, though it depends on the payment and payout methods. If you’ve chosen a debit or credit card transfer, your recipient should receive money in Guatemala within minutes. A bank transfer, on the other hand, can take several business days to complete.

Certain factors may delay your transfer. For example, if you set up the transfer outside local business hours or on a holiday or weekend, it might take a little longer. In some cases, Ria will also request additional information from you for security purposes, which could cause additional delays.

What happens after I send my money transfer to Guatemala?

Senders and recipients can use Ria’s Track a Transfer feature for real-time transfer updates. All you need is the transfer’s PIN and order number.

Senders can also use the Ria app to track the transaction — just tap the “Track” option. In addition, senders will be notified by email when their recipient has picked up or received the money — or if there’s another major status change.

How do I view my transfer status when sending money from the US to Guatemala?

When someone sends you a Guatemala remittance using Ria, there are two convenient ways to receive your funds:

1. Cash pickup: When your sender opts for a cash pickup, your funds will be waiting for you at a convenient participating location. Be sure that you bring your government-issued photo ID and transfer PIN to the pickup location in order to verify your identity and claim the remittance.

2. Bank transfer: You can ask your sender to deposit money directly into your bank account. You must make sure that they know the international bank account number (IBAN) of either your checking or savings account. They also need to know your bank's name or SWIFT (Society for World Interbank Financial Telecommunication) code. If you don't know this information, give your bank a call to find out.

Your payment options for sending a money transfer to Guatemala vary, depending on where you live and whether you're using the Ria website or mobile app. 

With the Ria website, you may be able to use one of these funding methods:

• Debit or credit card: U.S., Australia, Canada, Spain, and the U.K.

With the Ria mobile app, you may be able to use one of these funding methods:

• Debit or credit card: U.S., Australia, Austria, Belgium, Canada, Germany, Malaysia, the Netherlands, Spain, the U.K., and some other EU countries

• iDEAL: the Netherlands

We've compiled a complete list of all payment methods for more information. 

Which payment methods can I use to pay for my money transfer to Guatemala?

Unfortunately, you can't use Zelle to send money to Guatemala.

That's because Zelle currently works only with bank accounts based in the U.S. There's no way to make a money transfer to an international account. Both the recipient and the sender must have U.S.-based checking or savings accounts — as well as U.S. phone numbers.

Instead, consider using an online money transfer service like Ria. Ria is quick, safe, and convenient. We offer great exchange rates, low fees (with no hidden charges), and a variety of payment and pickup options — all from our website or mobile app.

Ria serves customers in more than 165 countries — meaning sending money to or receiving money in Guatemala is a breeze. You don't even need to have a bank account to use Ria — unlike with Zelle. Send money now with Ria. 

Does Zelle work to send money to Guatemala from the U.S.?

Currently, you can't use Venmo to send money to Guatemala. That's because only U.S. residents can use the app to send or receive money transfers.

Venmo may not work with international accounts. But Ria serves more than 165 countries around the globe — including Guatemala. Ria makes sending money internationally simple, quick, and secure. Your recipient in Guatemala could get the money transfer in as little as 15 minutes if you use Ria. Plus, there are no additional fees.  You are fully aware of all costs and the amount of Canadian dollars your recipient will get before you even complete the transfer.

Send money now with Ria.

Does Venmo work to send money to Guatemala?

Visit any Ria location, use our website, or log into our mobile app to send money directly to your recipient’s bank account in Guatemala. All you need is:

1. The recipient’s full legal name (as it appears on their bank account)

3. The recipient’s bank account number or IBAN (international bank account number)

Ria will take care of the rest!

How can I send money to a bank account in Guatemala?

Hands down, sending money via electronic transfer is the safest way to send money to Guatemala.

In the old days, it was common for people to send remittances by mailing cash. Not only does this method take a long time (they call it “snail mail” for a good reason), but it’s also just not safe. The mailed money could get stolen or lost at any point during its long journey.

Instead, using an online money transfer service like Ria ensures that your money gets exactly where you intend it to go. 

In addition, Ria’s team of world-class security experts works around the clock to monitor your money transfers and keep a watchful eye out for unusual behavior. Ria’s software allows the team to spot any suspicious activity long before any harm can be done to your account.

Plus, Ria never stores your payment details on its servers. So, your credit or debit card or bank account information will never be compromised in Ria’s system.

Your safety is Ria’s number one priority when sending money to Guatemala.

What is the safest way to send money to Guatemala?

If you want to send money to a friend or family member in Guatemala, you have several dependable options:

• Third-party money transfer agent: Although a traditional money transfer agent can help your Guatemala remittance arrive quickly, you may have to pay high fees and juggle with varying exchange rates.

• International money order: You can buy a prepaid money order at many post offices, banks, and even some retail stores. It's like a paper check that you make out to your friend in Guatemala and send in the mail. However, to make sure your money order arrives relatively quickly, you may need to pay for expensive expedited mail services.

• International bank transfer: If both you and your friend in Guatemala have a checking or savings account, you can get your bank to wire funds straight from your account to your recipient's. However, this method can take several business days to complete.

• Ria: Ria is an online money transfer service that allows users to quickly and safely send Guatemala remittances through its app or website. You can also visit any one of the thousands of participating locations around the globe to initiate a money transfer using cash. We charge low fees and offer great exchange rates. And we always let you know ahead of time exactly how many Guatemalan quetzales your friend or family member will receive before you initiate the transfer. Your friend in Guatemala can pick up the funds in the form of cash from a convenient location near them, or the money can go straight into their bank account.

If you decide to use Ria to send money to Guatemala, here's what you need to do using the Ria app or website:

1. Sign up for a free Ria account. Depending on where you currently live, you'll need to provide information such as your full name, phone number, address, occupation, etc.

3. Select "Guatemala" from the drop-down list of countries you can send money to.

4. Enter the amount that you wish to send for your Guatemala money transfer. We'll show you upfront the exact currency exchange rate, as well as what fees we charge and how many Guatemalan quetzales your loved one will receive. 

5. Select your payment option. Depending on your location, you can choose to use a linked bank account, debit or credit card, or other options. You may also choose to bring cash to a participating location near you.

6. Select how you want your recipient in Guatemala to receive the funds. They can opt for in-person cash pickup at a convenient location near them or receive the money directly in a checking or savings account.

8. Enter your recipient's full name (as it appears on their government-issued photo ID), along with the names of the city and department in which they're located.

9. Choose which cash pickup location they wish to visit (if opting for pickup) or enter their bank account details (if opting for bank deposit).

10. Enter your payment information.

That's it! Your money transfer to Guatemala is on its way!

How can I send money to a friend in Guatemala?

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