Send money to Senegal

There are several options for securely sending money to family, friends, or business associates in Senegal. The best choice for you will depend on your country of residence, your payment method, the transfer speed, and your recipient's location in Senegal.

• International bank transfer: This remittance option is a type of wire transfer that allows your bank to carry out your request to wire money from your checking or savings account to your recipient’s bank account in another country. Typically, this transfer process requires that you provide the recipient's international bank account number (IBAN) and SWIFT/BIC code. However, bank transfers are unsuited for fast money transfers to Senegal since they can take a few days to complete. Also, international bank transfers rely on you and your recipient having bank accounts.

• Money transfer agents: These agents traditionally act as third parties in arranging and paying for your money transfer. They can often help you send money to your recipient in a shorter period than a bank transfer. However, traditional transfer agents typically charge high fees and offer sub-par exchange rates.

• International money orders: Just as you would with a personal check, you can mail a prepaid international money order to your recipient, who can cash it for CFA francs (XOF) in Senegal. The problem with this remittance method is it involves a slow international mail service that also has the potential of losing your money order in the mail. For these reasons, your recipient in Senegal could be in for a long wait.

• Ria: This online remittance service provides an affordable, easy, and secure way to send money to your recipient in Senegal in several convenient ways. You can also send money to recipients in over 190 countries globally. Through Ria, your Senegal money transfer could reach your recipient as fast as 15 minutes, depending on your funding choice for the transaction. We also have a reputation for charging low fees without hidden costs and offering money-saving exchange rates.

By sending money to Senegal with Ria, you can complete it on our website, the Ria app, or in person at thousands of partner locations worldwide. Your Senegal friends can also receive the remittance in several ways. They can receive a direct deposit in their bank account, mobile wallet, or in person at any of the thousands of locations nearby.

It can take anywhere from a few minutes to five business days to send money to an overseas location — including Senegal. However, how long it takes depends on several factors, such as:

1. Transaction type

2. Payment method

3. Where you’re sending money from

4. Whether Ria requires additional information for security purposes

5. When you initiate the transfer

Some currencies or transfer methods are only available during local business hours. If you set up a Senegal remittance outside of typical business hours, on a holiday, or on the weekend, you could experience delays.

If you’re looking for the fastest way to send money to Senegal, you may want to use a debit or credit card for your transaction. These methods may incur additional fees, so be aware of that. However, they also typically finalize the same day they’re completed — sometimes within minutes -meaning your recipient could have the money almost immediately.

And if time isn’t a concern, consider setting up a bank transfer instead. This option usually takes three to five business days and comes with fewer fees.

The cost of sending money to Senegal depends on several key factors, such as:

1. The payment method you use

2. The payout method (that is, the way your intended recipient gets the money)

3. Transfer amount

4. Currency exchange rates

Bank remittances are usually the cheapest option, while credit and debit card transfers can come with additional fees. This is especially true with credit card payments, as some credit card companies will charge extra. Keep in mind, though, that international money transfers usually come with certain charges — regardless of how you go about it.

As an international remittance service, Ria strives to keep our rates and fees as low as possible on money transfers to Senegal and other countries. We do that by working with financial institutions worldwide to get you the lowest possible fees and best exchange rates. At times, we also have promo codes to cut down on some of the more unavoidable fees.

The overall transfer amount includes all fees. If you want to see the cost of sending money to Senegal, here are your options:

5. Before you complete the transfer (but after you’ve logged into your account): You can see what it costs to send money to Senegal via the app or website. Simply log into your account and go to “Send” or “Send Money.” Then, select your destination country, how much you want to send, your payout currency, and your payment and delivery methods.

6. Before you initiate a transfer (without logging in): You can go to Ria’s website for an estimate of what it will cost.

Both options can help prevent you from being surprised by any fees or charges associated with sending money overseas

We offer several ways to track your money transfer to Senegal, but the easiest option is to use our Track a Transfer tool, which provides real-time updates of your transfer — no matter where you are.

Here’s how to use this free online feature:

1. After logging into your Ria account: Once logged in, choose “Track” (from the app) or “Track a transfer” (from the website). Then, input the transfer’s unique personal identification number (PIN) to see its status.

2. Without logging into your Ria account: If you don’t have a Ria account, you can still use the Track a Transfer feature. You’ll still need the unique PIN, however. This enables both the sender and recipient to see the transfer status at any point.

Two things are worth noting.

1. If you reside in Australia, you must also provide your birth date and recipient’s country (Senegal) to track the transfer.

2. As the sender, you’ll also receive emailed updates regarding the transfer’s status and any major changes.

There are several ways to send money to Senegal safely and efficiently. Which method is the best for you is a personal decision — it all comes down to how fast you need the Senegal money transfer to arrive, how you want your friends and family to receive it, and how you want to pay.

Bank transfers: You can use your bank to transfer money to a bank in Senegal through an international wire transfer. With this method, there’s no cash involved — you simply instruct your bank to send money to your recipient’s bank account.

To complete a wire transfer through your bank, you usually must provide your recipient’s name, address, contact information, and banking information. This includes their international bank account number (IBAN) and their bank’s SWIFT/BIC code.

There are several drawbacks to using a bank transfer to send money to Senegal. For one, both you and your recipient need to have bank accounts at institutions that allow international transfers.

For another, they’re typically expensive. Some banks charge as much as $50 for the convenience of an international wire transfer to the sender. And a few charge a fee to the recipient as well. In addition, your bank may limit the amount of money you can send through this method.

Money transfer agents: Traditional money transfer agents allow customers to send money abroad using cash. These agents usually have offices you can visit to fund the transfer with cash. Your recipient can then visit the transfer agent’s office closest to them and receive the money as cash.

Of course, one of the main drawbacks of using this method for sending money is that your recipient must live near a transfer agent’s office. Another is the fact that these agents sometimes have complicated pricing structures, and fees and exchange rates can vary widely.

Money orders: Sending an international money order is similar to sending a check through the mail. You can buy a pre-paid money order certificate from your local post office or bank and then send it directly to your recipient via international mail. They can then redeem the certificate for cash.

There are several big disadvantages to this money-sending method, mainly that it’s expensive and slow.

Online money transfer services: Online money transfer services such as Ria make it easy to send money to Senegal and more than 190 other countries around the globe. Ria charges no sneaky hidden fees, so your Senegal remittance will go further.

Ria also offers great exchange rates and allows you to send money through our convenient mobile app or any of the 500,000-plus participating locations. Ria offers a quick alternative to other money-sending methods. Many transfers arrive within minutes. Send money with Ria now.

Signing up for an account with Ria is easy. The exact steps you’ll take vary depending on your location and whether you want to use the app or website.

Create a Ria account via the app in the US or Canada:

1. Download the Ria app and tap the “Register” button.

2. Confirm your current country.

3. Enter your email address and choose a password.

4. Agree to Ria’s Terms and Conditions.

5. Enter your full name, date of birth and phone number, then tap “Continue.”

6. Choose to subscribe to receive promotions, discounts, and other special offers or tap “Not now” to opt out.

7. Enter your mailing address and tap “Continue.”

8. Select and answer three security questions to protect your account.

Create a Ria account via the app everywhere else:

1. Download the Ria app and tap the “Register” button.

2. Confirm your current country.

3. Enter your phone number and verify it by entering the 6-digit code we send you.

4. Choose a password.

5. Agree to Ria’s terms and conditions.

6. Enter your full name, email address, and date of birth (we may also ask for your country of birth, nationality, occupation, and ID information).

7. Tap the “Continue” button.

8. Choose to subscribe to receive promotions, discounts, and other special offers or tap “Not now” to opt out.

9. Enter your mailing address and tap the “Continue” button.

Create an account via the website:

1. Visit riamoneytransfer.com.

2. Click “Register” in the top right-hand corner of the screen.

3. Choose your country of residence.

4. Click “Get started.”

5. Enter your phone number and the security code we send to your phone.

6. Choose a password.

7. Enter your first and last name, date of birth, and email address.

8. Select whether you’d like to receive marketing messages from Ria.

9. Enter your address.

Your chosen transfer option determines what type of information you need to send money to Senegal. For example, an international money order requires your recipient's address, while a wire transfer must include the bank's IBAN.

With Ria, you just need the following information:

• Your recipient's full name according to the person's government-issued photo ID

• The city and region where your recipient lives

• Remittance amount going to Senegal

• Payment information, such as credit card numbers, banking information, etc.

• Payout information, such as cash pickup location, bank transfer account numbers, etc.

You may need to supply additional information according to your recipient's preferred payout method, such as mobile wallet account and phone numbers.

Some money transfers go through within minutes of setting them up. However, you might have to wait a few hours or days before your transfer is complete.

That’s where tracking your transfer comes into play. You can use the Track a Transfer feature for status updates on your Senegal remittance. You’ll just need the PIN, which you can find in your account or the confirmation email you received after scheduling the transfer. Your recipient can also use this tool.

A standard money transfer to Senegal doesn’t take very long to complete, though it depends on the payment and payout methods. If you’ve chosen a debit or credit card transfer, your recipient should receive money in Senegal within minutes. A bank transfer, on the other hand, can take several business days to complete.

Certain factors may delay your transfer. For example, if you set up the transfer outside local business hours or on a holiday or weekend, it might take a little longer. In some cases, Ria will also request additional information from you for security purposes, which could cause additional delays.

Receiving money in Senegal is simple, secure, fast, and convenient with Ria money transfer. You can begin the process by ensuring the sender has your personal information according to the method you want to receive the money.

If you need to share your information with an overseas sender, it is safer to supply it over the phone instead of text or email. You should also double-check your name's and address's correct spelling to avoid delays. Once you have shared your personal information with the sender, you can receive the money via Ria in three ways:

• Bank transfer: Since the money goes directly into your bank account, receiving your money through a bank deposit is one of the most secure and convenient methods. The information you must supply for a bank deposit transaction includes the bank's name or SWIFT code, the account type, and the account number. If you're in doubt, visit or call your bank for the necessary information.

• Cash pickup: Ria has over 11,000 pickup locations in Senegal. You can ask the sender to select the location nearest to you. To help you find the closest or most convenient location, use our Find a Location tool.

• Mobile wallet: With Ria, recipients in Senegal can skip a trip to the bank or pickup location by having their loved one send money directly to one of three mobile wallets: Orange Money, Free Money, or Wave. All you need to do is give the sender your mobile wallet number and provider name. Receiving money with a mobile wallet through our app assures your safety with security features like multi-factor authentication, security codes, encryption, and virtualization.

Your payment method options for your money transfer depend on which country you currently live in and your choice between using the Ria mobile app or website.

For Ria website money transfers, you can use:

• Cash (The United States)

• Bank transfer (The United States)

• Credit or debit card (Canada, United States, Australia, Spain, or the United Kingdom)

You can use these payment methods if you use the Ria mobile app.

• Debit or credit card (Canada, Europe, Malaysia, Australia, the United States, or the United Kingdom

• Cash (the United States, Malaysia, or Singapore)

• Bank transfer (The United States)

• Klarna (German, Spain, or Austria)

• Fintoc or Sencillito (Chile)

• Giropay (Germany)

• Bancontact (Belgium)

• FPX (Malaysia)

• iDEAL (Netherlands)

• PayID (Australia)

For more information, refer to the entire list of all payment methods.

Visit any Ria location, use our website, or log into our mobile app to send money directly to your recipient’s bank account in Senegal. All you need is:

• The recipient’s full legal name (as it appears on their bank account)

• The name of the recipient’s bank

• The recipient’s bank account number or IBAN (international bank account number)

Ria will take care of the rest!

Hands down, sending money via electronic transfer is the safest way to send money to Senegal.

In the old days, it was common for people to send remittances by mailing cash. Not only does this method take a long time (they call it “snail mail” for a good reason), but it’s also just not safe. The mailed money could get stolen or lost at any point during its long journey.

Instead, using an online money transfer service like Ria ensures that your money gets exactly where you intend it to go.

In addition, Ria’s team of world-class security experts works around the clock to monitor your money transfers and keep a watchful eye out for unusual behavior. Ria’s software allows the team to spot any suspicious activity long before any harm can be done to your account.

Plus, Ria never stores your payment details on its servers. So, your credit or debit card or bank account information will never be compromised in Ria’s system.

Your safety is Ria’s number one priority when sending money to Senegal.

You have many options for sending money to a friend in Senegal. These four are among the most common and safe choices.

• International bank transfer: Your friend may have to wait a few business days, but you can use this option to transfer money from your savings or checking account to your bank account.

• International money order: Since money orders must travel through the pokey mail system, it may take a while before your friend receives the money. Also, you may pay a lot for postage.

• Third-party money transfer agent: This traditional remittance service may be quicker than a bank transfer or money order. However, third-party fees and exchange rates may vary on the high side. It's not always the most affordable choice.

• Ria: Ria's app, website, and thousands of partner locations offer a secure, simple, and affordable way to transfer money to your friend in Senegal. Plus, your friend has the potential to receive the funds within a few minutes through one of our many convenient payout options.

Suppose you chose to use Ria. These are the easy steps you would take to start a Senegal money transfer with our app and website.

• Open a free Ria account. Once you've opened the app or visited the website, you can enter your full name, birth date, and contact information. (Depending on the current location, you may need to provide additional details.)

• Click "Send" or "Send money."

• In the dropdown list, pick Senegal.

• The next prompt will ask you for the amount you want to send as a remittance to Senegal. After you enter the amount, the app or website will display the exchange rate, Ria's fees, and the exact number of XOFs your friend will receive.

• Select your payment options. Depending on your country of residence, you can use a credit debit card, a linked bank account, or several other options. If you prefer to use cash, you can visit a partner location near you.

• Enter the payout option your friend in Senegal will use to receive the money. You can choose an in-person cash pickup, a bank transfer into your friend's checking or savings account, or a mobile wallet remittance (Orange Money, Free Money, Wave).

• Click "Continue."

• In the Recipient list, type in your friend's full name. (Ensure it matches the name of the government-issued photo ID) and the name of the city and region in Senegal where your friend resides.

• Enter the details required for the delivery method, such as the chosen pickup location, bank account information, or mobile wallet details.

• Type in your payment information

You can also start an in-person money transfer to your friend in Senegal to fund the transfer in cash. Just follow these simple steps.

• Start the process online or on the app.

• Select the Cash option (only available in certain countries).

• Add your recipient and their payout details.

• When done, you'll receive a barcode.

• Visit a participating location near you.

• Show the agent a valid government-issued photo ID and the barcode.

• Provide any additional information about the recipient and complete any required forms.

• Pay for the money transfer.

After completing the necessary forms and the payment, your money transfer will be routed to Senegal immediately. Regardless of your choice get a PIN (personal identification number) that you and your friend can use to track your remittance, making the process more predictable.