Send money to Ecuador

You can use various methods to securely send money to family, friends, or business partners in Ecuador. Your choice will depend on personal requirements, such as the transfer time, your recipient's location in Ecuador, your location, and your payment method.

• Money transfer agents: Traditional money transfer agents are third-party services that help you pay for a money transfer to Ecuador. These services typically help your recipient in Ecuador receive the funds after a relatively short wait, especially compared to bank transfers. However, you often face high remittance fees when dealing with traditional transfer agents.

• International bank transfer: You can do an international bank transfer by instructing your bank to withdraw money from your checking or savings account and deposit it into your recipient's bank account. To use this method, you must usually provide your recipients' international bank account number (IBAN) and their bank's SWIFT/BIC code. Be prepared to wait several business days for the money to arrive at your recipient's bank. One potential downside might be that you and your recipient must have bank accounts to use this method.

• International money orders: You can use international money orders to send money to your recipient in Ecuador in the same way you would use a personal check. You can buy international money orders from banks, post offices, retail stores, and other vendors. However, unless you use expensive, expedited services, you must rely on the slow-moving international postal service to deliver the money order to your recipient. There is also the possibility of your money order getting lost in the mail. For these reasons, it could take longer for your remittance to reach your recipient in Ecuador.

• Ria: You can opt for the simple and secure way to send money to Ecuador through Ria's online and in-person money transfer service. It also provides remittance services for over 165 countries worldwide. By using Ria, your Ecuador money transfer could get to your recipient in Ecuador within 15 minutes, depending on your payment method. Plus, we charge low fees without hidden costs. You can also expect great exchange rates, making your money transfer to Ecuador go further.

By choosing Ria, you can send money to Ecuador on the app, website, or in person at any of the thousands of partner locations globally. We also give your recipient in Ecuador the option of receiving the money in their bank account or at one of over 25,000 pickup locations near your recipient in Ecuador.

It can take anywhere from a few minutes to five business days to send money to an overseas location — including Ecuador. However, how long it takes depends on several factors, such as:

1. Transaction type

2. Payment method

3. Where you’re sending money from

4. Whether Ria requires additional information for security purposes

5. When you initiate the transfer

Some currencies or transfer methods are only available during local business hours. If you set up a Ecuador remittance outside of typical business hours, on a holiday, or on the weekend, you could experience delays.

If you’re looking for the fastest way to send money to Ecuador, you may want to use a debit or credit card for your transaction. These methods may incur additional fees, so be aware of that. However, they also typically finalize the same day they’re completed — sometimes within minutes -meaning your recipient could have the money almost immediately.

And if time isn’t a concern, consider setting up a bank transfer instead. This option usually takes three to five business days and comes with fewer fees.

The cost of sending money to Ecuador depends on several key factors, such as:

1. The payment method you use

2. The payout method (that is, the way your intended recipient gets the money)

3. Transfer amount

4. Currency exchange rates

Bank remittances are usually the cheapest option, while credit and debit card transfers can come with additional fees. This is especially true with credit card payments, as some credit card companies will charge extra. Keep in mind, though, that international money transfers usually come with certain charges — regardless of how you go about it.

As an international remittance service, Ria strives to keep our rates and fees as low as possible on money transfers to Ecuador and other countries. We do that by working with financial institutions worldwide to get you the lowest possible fees and best exchange rates. At times, we also have promo codes to cut down on some of the more unavoidable fees.

The overall transfer amount includes all fees. If you want to see the cost of sending money to Ecuador, here are your options:

1. Before you complete the transfer (but after you’ve logged into your account): You can see what it costs to send money to Ecuador via the app or website. Simply log into your account and go to “Send” or “Send Money.” Then, select your destination country, how much you want to send, your payout currency, and your payment and delivery methods.

2. Before you initiate a transfer (without logging in): You can go to Ria’s website for an estimate of what it will cost.

Both options can help prevent you from being surprised by any fees or charges associated with sending money overseas.

We offer several ways to track your money transfer to Ecuador, but the easiest option is to use our Track a Transfer tool, which provides real-time updates of your transfer — no matter where you are.

Here’s how to use this free online feature:

1. After logging into your Ria account: Once logged in, choose “Track” (from the app) or “Track a transfer” (from the website). Then, input the transfer’s unique personal identification number (PIN) to see its status.

2. Without logging into your Ria account: If you don’t have a Ria account, you can still use the Track a Transfer feature. You’ll still need the unique PIN, however. This enables both the sender and recipient to see the transfer status at any point.

Two things are worth noting.

1. If you reside in Australia, you must also provide your birth date and recipient’s country (Ecuador) to track the transfer.

2. As the sender, you’ll also receive emailed updates regarding the transfer’s status and any major changes.

There are several ways to send money to Ecuador safely and efficiently. Which method is the best for you is a personal decision — it all comes down to how fast you need the Ecuador money transfer to arrive, how you want your friends and family to receive it, and how you want to pay.

Bank transfers: You can use your bank to transfer money to a bank in Ecuador through an international wire transfer. With this method, there’s no cash involved — you simply instruct your bank to send money to your recipient’s bank account. 

To complete a wire transfer through your bank, you usually must provide your recipient’s name, address, contact information, and banking information. This includes their international bank account number (IBAN) and their bank’s SWIFT/BIC code. 

There are several drawbacks to using a bank transfer to send money to Ecuador. For one, both you and your recipient need to have bank accounts at institutions that allow international transfers. 

For another, they’re typically expensive. Some banks charge as much as $50 for the convenience of an international wire transfer to the sender. And a few charge a fee to the recipient as well. In addition, your bank may limit the amount of money you can send through this method.

Money transfer agents: Traditional money transfer agents allow customers to send money abroad using cash. These agents usually have offices you can visit to fund the transfer with cash. Your recipient can then visit the transfer agent’s office closest to them and receive the money as cash. 

Of course, one of the main drawbacks of using this method for sending money is that your recipient must live near a transfer agent’s office. Another is the fact that these agents sometimes have complicated pricing structures, and fees and exchange rates can vary widely.

Money orders: Sending an international money order is similar to sending a check through the mail. You can buy a pre-paid money order certificate from your local post office or bank and then send it directly to your recipient via international mail. They can then redeem the certificate for cash.

There are several big disadvantages to this money-sending method, mainly that it’s expensive and slow. 

Online money transfer services: Online money transfer services such as Ria make it easy to send money to Ecuador and more than 165 other countries around the globe. Ria charges no sneaky hidden fees, so your Ecuador remittance will go further. 

Ria also offers great exchange rates and allows you to send money through our convenient mobile app or any of the 500,000-plus participating locations. Ria offers a quick alternative to other money-sending methods. Many transfers arrive within minutes. Send money with Ria now. 

Signing up for an account with Ria is easy. The exact steps you’ll take vary depending on your location and whether you want to use the app or website.

Create a Ria account via the app in the US or Canada:

1. Download the Ria app and tap the “Register” button.

2. Confirm your current country. 

3. Enter your email address and choose a password.

4. Agree to Ria’s Terms and Conditions.

5. Enter your full name, date of birth and phone number, then tap “Continue.”

6. Choose to subscribe to receive promotions, discounts, and other special offers or tap “Not now” to opt out.

7. Enter your mailing address and tap “Continue.”

8. Select and answer three security questions to protect your account.

Create a Ria account via the app everywhere else:

1. Download the Ria app and tap the “Register” button.

2. Confirm your current country.

3. Enter your phone number and verify it by entering the 6-digit code we send you.

4. Choose a password.

5. Agree to Ria’s terms and conditions.

6. Enter your full name, email address, and date of birth (we may also ask for your country of birth, nationality, occupation, and ID information).

7. Tap the “Continue” button.

8. Choose to subscribe to receive promotions, discounts, and other special offers or tap “Not now” to opt out.

9. Enter your mailing address and tap the “Continue” button.

Create an account via the website:

1. Visit riamoneytransfer.com.

2. Click “Register” in the top right-hand corner of the screen.

3. Choose your country of residence.

4. Click “Get started.”

5. Enter your phone number and the security code we send to your phone.

6. Choose a password. 

7. Enter your first and last name, date of birth, and email address.

8. Select whether you’d like to receive marketing messages from Ria.

9. Enter your address.

Each transfer option to send money to Ecuador has unique information requirements. For example, international money orders and bank's IBAN for wire transfers require your recipient's address, while other options may not.

By choosing Ria, you can send your money securely and conveniently to Ecuador with the following information.

• Your recipient's full name as it appears on the government-issued ID

• Your recipient's city of residence in Ecuador

• The amount of money you intend to send to Ecuador — either in your currency or USD (the currency in Ecuador)

• Your payment information, such as credit card number and bank account information

• Payout information (an Ecuador remittance requires the recipient's bank account information or cash pickup location.)

Depending on the type of payout your recipient prefers, you may need additional information like their phone number or exact address.

You can set up a Ecuador money transfer from the Ria app or website. Start by signing into your existing account or create a new one if you don’t have one. If you haven’t verified your phone number or set up your online profile yet, you can do that now.

Since this is your first money transfer to Ecuador, you’ll need to add a new recipient to your account — that is, the person who will receive money in Ecuador. Adding a recipient is easy. Just provide basic information about them, such as their name, current location, and phone number. If you want to transfer money to their bank, input their bank account details as well.

Once you’ve added a recipient to your account, you can decide how much money to send them — either in your currency or theirs. At this point, you can also select the payout method. Remember, each payout method comes with its own advantages and fees.

With that done, simply choose your payment method for the Ecuador remittance. You can add a new payment method to your account on the website or the app.

Once you’ve completed that first transfer, the process becomes even easier as your recipient’s basic information is saved to your account. Ria doesn’t store your recipient’s bank account information, however, so you will need to input that again.

Some money transfers go through within minutes of setting them up. However, you might have to wait a few hours or days before your transfer is complete.

That’s where tracking your transfer comes into play. You can use the Track a Transfer feature for status updates on your Ecuador remittance. You’ll just need the PIN, which you can find in your account or the confirmation email you received after scheduling the transfer. Your recipient can also use this tool.

A standard money transfer to Ecuador doesn’t take very long to complete, though it depends on the payment and payout methods. If you’ve chosen a debit or credit card transfer, your recipient should receive money in Ecuador within minutes. A bank transfer, on the other hand, can take several business days to complete.

Certain factors may delay your transfer. For example, if you set up the transfer outside local business hours or on a holiday or weekend, it might take a little longer. In some cases, Ria will also request additional information from you for security purposes, which could cause additional delays.

Senders and recipients can use Ria’s Track a Transfer feature for real-time transfer updates. All you need is the transfer’s PIN and order number.

Senders can also use the Ria app to track the transaction — just tap the “Track” option. In addition, senders will be notified by email when their recipient has picked up or received the money — or if there’s another major status change.

Receiving a money transfer is easy, safe, and straightforward in Ecuador. However, you can help the transfer go well by ensuring the sender has the complete and correct personal information needed for the receiving method.  

You can further protect your personal information by giving it to the sender by phone instead of email or text. Once the sender has your information, you can receive your money in Ecuador as follows.

• Bank Transfer: Receiving your money through a bank transfer is as easy and safe as any other transaction. You can use the PIN (personal identification number) given to you by the sender to track the transfer until it arrives in your bank account. There's no extra effort needed on your part except to ensure the sender knows your bank's name, SWIFT code, account type, and number.

• Cash pickup: Talk with the sender to determine which location is the safest and most convenient place for you to pick up your cash. You can find a location near you with this search tool. Also, remember to bring your PIN and government-issued photo ID to prove your identity when you pick up your money.

Your payment method options depend on where you live and your choice between creating the transfer on the Ria website and the mobile app. With that in mind, these are your payment methods according to these factors.

On the Ria website, your options are:

• Bank transfer (U.S. only)

• Cash (U.S. only)

• Debit or credit card (U.S., Canada, Australia, the U.K., or Spain)

You can fund your money transfer on the Ria mobile app with these methods

• Bank transfer (U.S. only)

• Cash (U.S. Singapore, or Malaysia)

• Credit or debit card (Canada, Australia, U.S., Europe, Malaysia, or the U.K.

• Fintoc or Sencillito (Chile only)

• Klarna (Germany, Austria, or Spain

• Giropay (Germany only)

• Bancontact (Belgium only)

• PayID (Austria only)

• iDEAL (Netherlands only)

• FPX (Malaysia only)

For more information, refer to our complete list of all payment methods.

Unfortunately, you can't use Zelle to send money to Ecuador.

That's because Zelle currently works only with bank accounts based in the U.S. There's no way to make a money transfer to an international account. Both the recipient and the sender must have U.S.-based checking or savings accounts — as well as U.S. phone numbers.

Instead, consider using an online money transfer service like Ria. Ria is quick, safe, and convenient. We offer great exchange rates, low fees (with no hidden charges), and a variety of payment and pickup options — all from our website or mobile app.

Ria serves customers in more than 165 countries — meaning sending money to or receiving money in Ecuador is a breeze. You don't even need to have a bank account to use Ria — unlike with Zelle. Send money now with Ria.

Currently, you can't use Venmo to send money to Ecuador. That's because only U.S. residents can use the app to send or receive money transfers.

Venmo may not work with international accounts. But Ria serves more than 165 countries around the globe — including Ecuador. Ria makes sending money internationally simple, quick, and secure. Your recipient in Ecuador could get the money transfer in as little as 15 minutes if you use Ria. Plus, there are no additional fees.  You are fully aware of all costs and the amount of dollars your recipient will get before you even complete the transfer.

Send money now with Ria.

Visit any Ria location, use our website, or log into our mobile app to send money directly to your recipient’s bank account in Ecuador. All you need is:

1. The recipient’s full legal name (as it appears on their bank account)

2. The name of the recipient’s bank 

3. The recipient’s bank account number or IBAN (international bank account number)

Ria will take care of the rest!

Hands down, sending money via electronic transfer is the safest way to send money to Ecuador.

In the old days, it was common for people to send remittances by mailing cash. Not only does this method take a long time (they call it “snail mail” for a good reason), but it’s also just not safe. The mailed money could get stolen or lost at any point during its long journey.

Instead, using an online money transfer service like Ria ensures that your money gets exactly where you intend it to go. 

In addition, Ria’s team of world-class security experts works around the clock to monitor your money transfers and keep a watchful eye out for unusual behavior. Ria’s software allows the team to spot any suspicious activity long before any harm can be done to your account.

Plus, Ria never stores your payment details on its servers. So, your credit or debit card or bank account information will never be compromised in Ria’s system.

Your safety is Ria’s number one priority when sending money to Ecuador.

You can securely send money to a friend or loved one in Ecuador through several methods. Here are your primary options:

• International bank transfer: This method allows you to send money from your bank savings or checking account to your friend's bank account in Ecuador. Although international bank transfers are safe, it may take a few business days before your friend gets the money.

• International money order: Sending an international money order to a friend is like sending a check, but it processes quicker. However, sending it through the mail makes it another slow option. Plus, the postage can get expensive.

• Third-party money transfer agent: These services often deliver quick remittances, but varying fees and exchange rates can cause you to pay more than other options.

• Ria: Ria's app, website, and in-person locations allow you to send a money transfer securely and easily to any of the thousands of partner locations worldwide. In addition, your friend has many convenient pickup choices, some even allowing your friend to pick up the money within a few minutes.

Here are the simple steps you need to take to send money to your friend in Ecuador with the Ria app or website.

1. Register for a free Ria account by entering your full name, birthdate, and contact information. ( You may need to provide other information if you live in certain regions.)

2. After registering, click "Send" or "Send money, and select "Ecuador" from the drop-down field of countries.

3. Put in the amount of the money transfer you want to send to Ecuador. You can input it using your local currency or set the amount you want your recipient to receive in Ecuadorian currency, the US dollar.

4. Pick your payment option. You can choose a debit or credit card, a linked bank account, and other payment options based on where you live. If you prefer to pay in cash, you can visit one of our participating locations near you.

5. Select a payout option for your friend in Ecuador. In this country, your friend can choose an in-person pickup nearby or receive the money directly into a checking or savings account.

6. Once you've completed these entries, click "Continue."

7. Type your friend's information to add it to your Recipient List. This includes the full name displayed on their government-issued photo ID and the name of the city and province in Ecuador where your friend resides.

8. Include all other information required for your delivery method, including your friend's cash pickup location or bank information.

9. Enter your payment information.

If you prefer the in-person option, you can send money to your friend in Ecuador by visiting one of our participating locations and paying in cash. You can even start the process online and just take the resulting barcode and your ID to show the agent. Here's how: 

• Start a transfer online or on the app, and choose the Cash payment option. 

• Fill out your recipient's information, including their payout preference.

• You'll get a barcode. 

• Find a Ria location near you.

• Show the agent a valid government-issued photo ID and the barcode.

• Provide any other details necessary. 

• Pay for the transfer.

• Collect the PIN. 

After you finish the necessary forms and the payment, your transfer will be headed to Ecuador immediately.

Whether you use the Ria app, online or in-person method, you will receive a PIN (personal identification number) after creating and sending the transfer to Ecuador. Make sure you share it with your recipient. The PIN enables you and your friend to track your money transfer throughout its journey. It's a vital tool for your peace of mind and saves unnecessary back-and-forth communications between you and your friend.